Official Disciplinary Grievance

Grievance: Daniel Loya v. Robert A. Skipworth

Text of the formal grievance filed with the Office of Chief Disciplinary Counsel on December 6, 2025.

Verified Exhibit Directory – Daniel Loya

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Exhibit 1

El Mirador policy establishing the $7,500 debt threshold for foreclosure actions.

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Exhibit 2

Unauthorized foreclosure litigation filing (Homeowner A) dated November 21, 2024.

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Exhibit 3

Unauthorized foreclosure litigation filing (Homeowner B) dated November 21, 2024.

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Exhibit 4

Sept 4, 2024: Respondent seeks instructions from DANA instead of the Board: "When can I sue?"

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Exhibit 5

Written confirmation from DANA's counsel regarding the $7,500 foreclosure policy.

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Exhibit 6

Sept 5, 2024: Respondent bypassing the Board for unauthorized litigation direction from DANA.

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Exhibit 7

Supporting administrative record regarding collection activity.

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Exhibit 8

Official EMHOA ledger for Loya reflecting inconsistent accounting and unexplained entries.

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Exhibit 9

Supporting administrative record regarding accounting discrepancies.

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Exhibit 10

EMHOA Governing Documents: Section 5.8 limiting late charges and assessment formulas.

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Exhibit 11

Official delinquency listing proving the absence of Treviño from debt registries.

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Exhibit 12

Supporting administrative record regarding corporate authority.

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Exhibit 13

Supporting administrative record regarding client communications.

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Exhibit 14

Respondent forwarding Davis Miles letter to EMHOA President, proving receipt.

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Exhibit 15

Respondent claiming to DANA that he never received the Davis Miles letter.

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Exhibit 16

Supporting record regarding professional candor.

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Exhibit 17

Supporting record regarding conflicts of interest.

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Exhibit 18

Supporting record regarding independent verification of debt.

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Exhibit 19

Unverified collection figures obtained from Sperlonga and DANA Properties.

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Exhibit 20a

Formal written dispute of debt sent by Complainant to EMHOA Board (Sept 18, 2023).

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Exhibit 20b

Formal written dispute of debt sent by Complainant to Respondent (Sept 18, 2023).

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